Important disclosures: The asset allocation tool is made available to you free of charge as a self-help tool for your independent use, and in providing the tool AssetProtectionModel.com (“APM”) is not acting as an investment adviser to you. While the goal of APM is to invest in a manner that focuses on the protection of principal, investing in the stock market carries significant risk, including the risk of loss of all or a substantial portion of the amount invested, and neither AssetProtectionModel.com nor any of its affiliates are responsible to you for any losses you may experience in your investment activities. Performance shown is that of a backtest and not that of an actual investment portfolio. We cannot and do not guarantee its applicability or accuracy in regards to your individual circumstances. Principals of the AssetProtectionModel.com and entities affiliated with them may have already established positions in the investment ideas described on APM and may own, sell or buy any such security at any time. All viewers should perform their own independent research and analysis before making any investment decisions. AssetProtectionModel.com is not a broker, a dealer, or a registered investment adviser. Nothing on this site constitutes an offer or a solicitation to buy or sell any securities mentioned. Nothing in AssetProtectionModel.com is intended as specific investment advice and no individual should make any investment decision based solely on any recommendation or analysis provided on AssetProtectionModel.com. Reliance upon any opinion, advice, statement, memorandum, or information anywhere on this site is at the viewer’s sole risk, and each viewer bears responsibility for their own research and investment decisions. In no event shall APM be liable to any viewer or third party for any damages of any kind arising out of the use of any content or other material published or available on AssetProtectionModel.com, or relating to the use of, or inability to use, AssetProtectionModel.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages, even if AssetProtectionModel.com has been advised of the possibility or probability that such damages may be sustained in advance thereof.
The Asset Protection Model (APM) is a systematic investment strategy designed to meet the needs of investors by providing objective risk controls in significant market declines while maintaining participation in the long-term advance of the economy. The strategy utilizes a proprietary, rules-based model that is entirely objective to determine historically appropriate times to accept varying degrees of domestic equity market risk based solely on immediately quantifiable data, time and price, from eighty-four years of daily market history. The strategy uses a series of binary decision processes to determine the percentage of assets that should be exposed to the equity market. The strategy seeks to avoid participation in significant market declines and then seeks to add “alpha” or out-performance by participating in the market recovery starting from a higher asset base. At its core, APM is a non-trend-following, dynamic asset allocation model with a focus on growth and preservation of capital.
